OIOU

got a visit just this morning from the savings and the loan
they pretend to regret to inform me they’re foreclosing on my home
“that ain’t to say you ain’t well-dressed, and good-enough looking, too,
but we can’t charge no interest on a ten year i.o.u.”

O-I-O-I,
O-U-I-O
O-U-O-U, I-I-I-O
O-O-O-I, O-O-O-O
O-O-O-U, O-I-O-U

I been out of work for months now; I been out of sorts, as well
I wondered where my gal was at, so I asked my ex-friend Dell
w ell, I guess I got my answer and it made me want to cry, he said
“if there’s one thing I don’t owe you, it’s ‘who’ and ‘where’ and ‘why’”

(chorus)

I never cared much for fighting; I guess it just ain’t in my line
but the next one says those words to me is gonna’ have one hell of a time
and I never been much of a gambler but you can bet these words are true-
if you’re looking for trouble this morning, you won’t get no i.o.u

(chorus)